Checking your credit will not hurt your score.
Our innovative credit- and identity-related services can help you work toward your credit goals and provide industry-leading identity theft protection.
Get your complete credit outlook as well as insights into your credit report profile with up to 12 reports a year, something most our competitors don’t offer.
Monitoring can alert you to suspicious activity as well as to new accounts and other changes. Our U.S.-based customer service team of experts can assist you with questions if anything looks suspicious.
Your identity goes beyond your credit report. We actively monitor your Social Security number, change-of-address notifications, international and national most-wanted lists, and for your information on the dark web.
With up to $1 million in identity theft insurance that covers out-of-pocket expenses, lost wages, legal advice, and lost funds, you have financial peace of mind.*
The ScoreCasterIQ tool goes beyond the typical credit report or credit score simulator. The ScoreCasterIQ report provides a detailed analysis of the credit report, recommended actions to take with accounts negatively impacting the score, and an interactive tool to educate and assist with general credit score scenarios.
The ScoreCasterIQ report includes customized analysis that can help you determine which accounts are impacting your score. It highlights elements of each account that should be reviewed for accuracy and includes links to specific recommendations.
ScoreCasterIQ recommendations include a summary of all recommended actions based on your most current credit report. These may include actions to consider that will have short-term impact, like paying down debt or utilizing an existing account.
ScoreCasterIQ simulations help you identify the best way to positively manage your score in the short-term using one of two methods; “target score” or “best use of funds”. Target score simulations provide specific recommendations to reach your credit score objective(s).